When Should You Fire Your Advisor (Or Yourself)?

It’s time to have that awkward conversation. Your retirement might depend on it. 2022 has been a rough year.  2023 might not be much better. You cannot control what the market gives. But there is one important decision you have control over. Can you still trust the professionals who are managing your money?  Ask them  Read more ➝

What should I look for in a Financial Advisor?

The financial industry is constantly changing. While Robo-advisors are on the rise, many families still seek a real and personal relationship. If that’s the case, robots won’t make the cut. Before you begin your search for a Financial Advisor, think about your own expectations and what you’re hoping this professional can do for you. Your  Read more ➝


What to Look For In a Financial Advisor

When you’re looking for a financial advisor, you might find that this industry is constantly changing. Robo-advisors are becoming a more popular choice for tech-savvy investors. Something to keep in mind, however, is that these bots are strictly mathematical. If you are looking for a relationship with your advisors, these robots won’t make the cut.  Read more ➝

stack of will and ira papers

Where’s the Beneficiary Form…?

One of the biggest issues we hear about from our professional colleagues is inherited IRAs. When handling any IRA, the beneficiary form should be one of your top priorities. Checking your client’s beneficiary forms can be one of the highest levels of service you give them. Not only will this deepen your relationship with the  Read more ➝

commissioned salesmen

Another Example of Why Suitability Fails to Protect Clients

Sigh.  Yet again, we see another case of why commissioned salesmen cannot help put clients in a better place.  In fact, advisors who act like brokers might even damage their clients’ financial well-being. The State of Massachusetts fined SII, a broker-dealer, over $5 million both in restitution to clients and regulatory fines.[1]  The reason?  Ripping  Read more ➝

two clients sitting with and talking about finances with their advisor

Simple Checklist for Choosing to Work with a Fiduciary Advisor or a Suitable Salesperson

We work with our clients as a trusted fiduciary advisor. Who are the clients we work with best?  Below we provide 2 sets of descriptions of clients who might work well with us – along with those that might be better served elsewhere. Choose a Trusted Fiduciary Advisor if you care about these issues: You  Read more ➝

a clicent asking her advisor some questions

How to Know If Your Financial Advisor Is a Real Fiduciary? 10 Questions

We work with our clients as a true fiduciary.  And we will continue to strive toward improving our efforts to look after clients’ interests first and foremost.  We will not stop even though a US court ruling just effectively killed the DOL fiduciary rule [source]. How about your current advisor?  Is your current advisor also  Read more ➝