Separating Emotions from Investing is Key to Surviving Coronavirus.

These last few weeks have been a roller coaster. We have been talking to you about what we’re doing and what you can do in this time of uncertainty. We’re encouraging everyone: don’t let fear rule your finances. Many of you have developed a financial plan to achieve successful retirements and we’re very thankful that  Read more ➝


Direct Transfers vs. 60-Day Rollovers – Which is Better?

At some point in your life, you may want to transfer money from a retirement plan to an IRA. There are two well-known ways of doing this: a direct transfer or a 60-day rollover. Chances are, your advisor will suggest a direct transfer. It’s the simplest way to move funds between two accounts.  However, if  Read more ➝

hands on top of hands for charity

10 Things to Know About Qualified Charitable Distributions (QCDs)

For anyone wanting to make qualified charitable distributions (QCD) and save on taxes for 2019, this is the time to start planning. If you are already taking required minimum distributions (RMDs) from your IRA account(s) and/or are making charitable donations, QCD is something you should strongly consider. With the new tax law changes that went  Read more ➝


Trusts Might Give You Flexibility and Lower Taxes

We can do good to others and do well for ourselves in reducing taxes.  Many people who already know which causes they should champion can benefit from straight gifts to charities. Yet, many other people also desire to do good, but they are unsure how and when to donate.  Other people are willing to help  Read more ➝

lady going over tax forms with calculator

It’s the Season of Giving: Make Your Charity Giving Work for You

Our clients love giving to charities. There’s a great deal of satisfaction in supporting a cause or organization you believe in. As you plan out your charitable contributions this holiday season, why not make it count? All charitable donations are susceptible to taxation. With proper planning, however, you can reduce the amount of taxes you  Read more ➝

person using a calculator to determine tax and charitable giving allocation

Gifting Might Be a Viable Strategy to Limit Taxes

Doing good to others can also mean doing well for yourself. Charitable giving potentially offers a key component toward managing one’s nest egg.  (Check out the IRS’s Tax Exempt Organization Search tool to make sure your charity is qualified to give you a tax deduction on your donation.) You have the opportunity to donate toward  Read more ➝