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Why Do So Many People Fail in Retirement?

I find that this is one of the most common conversations I have with potential clients. Unfortunately, one in three families will not have enough money to maintain their lifestyle throughout retirement. Through these conversations, I’ve been able to narrow down three major pitfalls that many savers make before retirement.   They have no plan.  Read more ➝


Separating Emotions from Investing is Key to Surviving Coronavirus.

These last few weeks have been a roller coaster. We have been talking to you about what we’re doing and what you can do in this time of uncertainty. We’re encouraging everyone: don’t let fear rule your finances. Many of you have developed a financial plan to achieve successful retirements and we’re very thankful that  Read more ➝


How can I develop financial discipline in my life?

“Don’t skip leg day!” We all know that one guy at the gym… He stands in front of the mirror and curls the biggest dumbbells, but never works out anything else. Picture his average-sized calves struggling to carry his ginormous biceps out the door. It’s pretty obvious that he’s not following a balanced workout routine.  Read more ➝

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10 Things to Know About Qualified Charitable Distributions (QCDs)

For anyone wanting to make qualified charitable distributions (QCD) and save on taxes for 2019, this is the time to start planning. If you are already taking required minimum distributions (RMDs) from your IRA account(s) and/or are making charitable donations, QCD is something you should strongly consider. With the new tax law changes that went  Read more ➝


4 of the Most Common Estate Planning Mistakes

The most common estate planning mistakes typically fall into one of four categories. While each estate plan consists of its own features and unique instructions, the same errors tend to occur regardless of their differences. Do your family and heirs a favor, learn about the most common pitfalls and make sure your affairs are in  Read more ➝


Do You Really Know What You Are Paying Your Advisor?

Even many price-savvy shoppers miss the boat when it comes to understanding the cost of their investments. There is a major difference between price, cost, and value.  This blog will focus on price vs. cost. There is a big difference between “price” and “cost”.  “Price” is just advertising – it is only a part of  Read more ➝

forest with trees

One Way a Competent Financial Advisor Can Bring You Value

Sometimes clients ask of their financial advisor: “Why do I need to pay these fees?” We’re glad you asked.  You should know what the value of a trusted financial advisor should be. Picture this: It’s 1996 and you have $100,000 to invest. You’re smart, you don’t touch the money for 20 years (including 2 bear  Read more ➝


Stop Emotion from Shortchanging Your Investments

So how can constant screen gazing ruin your financial well-being?  Simply put, screen junkies let their emotions ruin their money and their lives: Sloppiness Screen junkies live by “analysis by paralysis”. They might think they know it all, but they cannot make a strategic decision for a holistic plan with their current and future wealth.   Read more ➝