Should I Wait Out Uncertainties in The Market and Start Planning When Things Settle Back Down?

In times of prosperity or hardship, your financial health should be a top priority. We all check in with our doctor, even in seasons of good health. Your finances are no different. Finances can have a big impact on your lifestyle. Just ask people who wanted to retire during the 2000 or 2008 corrections. Many  Read more ➝


What Should I Include in My New Year’s Resolution?

Happy New Year! We made it. Happy New Year! I hope you made some wonderful memories in 2021. The beginning of the year is a prime time to focus on understanding your money. Are you ready to set some new financial resolutions? I encourage all of my clients to design a personalized, comprehensive Financial Plan  Read more ➝


What’s the Secret to Investing?

Ah, secrets. Possibly the most intriguing word in the English language. Especially with investing. I mean, if we all knew the secret to investing, we’d be richer than Warren Buffet, am I right? Jokes aside, the “secret” is often disappointing. True investing success boils down to hard work and patience, or what I like to  Read more ➝


Client Newsletter 1Q21

Dear Ambassador Family, I hope you enjoyed a Merry Christmas and a wonderful New Year! Our office is looking forward to what this new year will bring. Quick Recap of 2020 A quick glance at your December statement might give you the impression that 2020 was smooth sailing. Unfortunately, that was not the case. Do  Read more ➝

At a crossroads: which is better: to retire with zero debt or a million bucks?

Which is Better: Savings or No Debt?

I recently met with a new client who was preparing for retirement. During our meeting, they asked, “Which is better: to retire with a million dollars in the bank or to have no debt?” That’s a fair question, but also a complicated one. Many of you might be able to relate to this situation: your  Read more ➝

a future of retirement image

Why Do So Many People Fail in Retirement?

I find that this is one of the most common conversations I have with potential clients. Unfortunately, one in three families will not have enough money to maintain their lifestyle throughout retirement. Through these conversations, I’ve been able to narrow down three major pitfalls that many savers make before retirement.   They have no plan.  Read more ➝


Separating Emotions from Investing is Key to Surviving Coronavirus.

These last few weeks have been a roller coaster. We have been talking to you about what we’re doing and what you can do in this time of uncertainty. We’re encouraging everyone: don’t let fear rule your finances. Many of you have developed a financial plan to achieve successful retirements and we’re very thankful that  Read more ➝