Client Newsletter 4Q22
Dear Ambassador Family, 2022 has been a momentous year! It has reminded us that investments do not just travel in one upward direction. We will discuss how we see things near and longer term. In short, we still lean toward playing defense, though we could see temporary reprieve in the markets. We have emphasized defense, Read more ➝
Is Anything Safe?
Nothing in this life is absolutely safe. Even getting out of bed involves taking risks. Fear can push many people into making emotional decisions that might cost your family dearly. Many people in vain seek safety in bank accounts, insurance annuities, or cash “under the mattress?” In guarding against one type of risk, they assume Read more ➝
Should I Wait Out Uncertainties in The Market and Start Planning When Things Settle Back Down?
In times of prosperity or hardship, your financial health should be a top priority. We all check in with our doctor, even in seasons of good health. Your finances are no different. Finances can have a big impact on your lifestyle. Just ask people who wanted to retire during the 2000 or 2008 corrections. Many Read more ➝
My Grocery Bill Keeps Going Up. Any Suggestions?
Have you ever considered starting a garden? You may be surprised to learn that you can plant a garden on as little as one-fourth of an acre that supplies a good portion of your family’s needs. For those without any land or living in an apartment, consider microgreen kits or tower gardens. With the right Read more ➝
Investment Update: May 2022
Dear Ambassador Family, Here’s A Brief Update on Your Investments: As recently mentioned in the quarterly newsletters in January and April, your portfolios entered the new year with a moderately cautious stance. We still maintain that same view. Monitoring economic and corporate earnings data thus far reported it is possible that the choppy volatility in Read more ➝
Client Newsletter 2Q22
Dear Ambassador Family, Happy Spring! We have a lot to talk about this quarter. Let’s jump right in! 2022 Will Be a Difficult Year Over the next couple of years, we expect the economy to struggle. We are taking proactive steps to ensure that, as the economy rotates and challenges come and go, each client’s Read more ➝
Client Newsletter 4Q21
Dear Ambassador Family, 2021 has been a bumpy ride, and I shared why in my last newsletter. As we head into the fourth quarter, I want to give you access to new strategies, address inflation, and speculate what’s to come after the holiday season. Let’s dive in. Are You Looking for a Unique Strategy? You Read more ➝
Investments 101: Inflation and Bonds: Toast of the Town or Simply Toast?
Bonds have treated investors very well for the last two decades. Inflation has been hard to find. Is this about to change? Up until this year, long-term US Treasury yields were the “toast of the town” for a long while. Going back three decades, bond yields, for the most part, have declined (and prices have Read more ➝