What If $1,000,000 Is Not Enough?
So, you saved $1,000,000 for retirement for “good measure”. But what if it’s not enough? I want to put you to the test. It’s time to take a hard look at your financial life and figure out what habits you need to change. Remember, sitting on a pile of cash does not equal a successful Read more ➝
Which is Better: Savings or No Debt?
I recently met with a new client who was preparing for retirement. During our meeting, they asked, “Which is better: to retire with a million dollars in the bank or to have no debt?” That’s a fair question, but also a complicated one. Many of you might be able to relate to this situation: your Read more ➝
7 Overlooked Costs of Retiring Abroad
What does the perfect retirement look like for you? Somewhere sunny, on a beach? Your dream house on a piece of land? If you love vibrant cultures and authentic food, retiring abroad might be what makes your retirement years golden. Before you go, it’s important to plan and research thoroughly. Otherwise, you might end up Read more ➝
How SECURE Should We Feel about DC’s New Tax Laws?
In the last weeks of 2019, congress passed numerous new laws that have investors scratching their heads. The Setting Every Community Up for Retirement Enhancement (SECURE) Act fall into that very category. So, what’s the good, the bad and the ugly of the SECURE Act? Let’s find out! PROS: 1. Now you can contribute to Read more ➝
Contributing to Your IRA by April 15 Could Lower Your 2019 Tax Bill
The tax deadline is quickly approaching. Are you looking to lower your 2019 tax bill? Contributing to your IRA by April 15th could lower your tax bill for 2019. The annual contribution limits for IRAs (both traditional and Roth) for 2019 is $6,000 for any working individual under the age of 50. Those over the Read more ➝
Client Newsletter 1Q20
Dear Ambassador Family, I hope you enjoyed a Merry Christmas and a wonderful New Year! In 2019, I saw great success stories in our client’s lives. I want to congratulate those who invested in themselves to confidently walk into the next chapter of their lives. We have families who: Retired successfully Paid off their debts Read more ➝
How can I make meaningful resolutions that will help my family?
The holidays are over and Donna has yet to announce her “new year, new me” resolutions. Donna wants more than a good workout routine for her family; she wants to make sure they are financially secure. Can you relate? It’s not easy to make financial resolutions, but with the right plan, Donna (and you) can Read more ➝
Client Newsletter 4Q19
Client Newsletter 4th Quarter 2019 Getting Ready for the Holidays Letter from the President: Petr Burunov, CFP® Dear Ambassador Family, This summer was a whirlwind. On July 9th, I received a heartbreaking call from my family in Sacramento. My cousin was in a fatal motorcycle accident. Passing away at the young age of 38, he Read more ➝
Are You Ready for Retirement?
Video Transcript: Sadly, one of America’s hottest growth industries is retired families in bankruptcy. How did we get here? According to AARP, close to half of retirees still carry debt into retirement. But how is that possible? You worked so hard and saved so much. The fact of the matter is, only 23% of Americans Read more ➝